Schedule a Meeting With Ken Kremsner or Call 862-420-8703
Terms of Use
Current date:
Terms effective date: September 23, 2026
These Terms of Use describe the conditions for using everlastingfinancial.com. Please review them before using the website. If you do not agree with these terms, please discontinue use of the website.
1. Website Purpose
This website provides general information about Everlasting Financial, financial and retirement topics, educational events, and ways to contact us. Content is intended for general informational and educational purposes.
2. No Personalized Advice
Website articles, videos, examples, illustrations, and other materials do not constitute personalized investment, insurance, tax, legal, or accounting advice. They do not take into account your complete circumstances, objectives, or financial needs.
Do not rely solely on website content when making financial decisions. Consult appropriately qualified professionals concerning your specific situation.
3. No Client Relationship or Transaction Instructions
Visiting the website, submitting an inquiry, requesting an appointment, or attending an informational event does not, by itself, establish an advisory, insurance, or other professional relationship. Services are subject to applicable eligibility, licensing, disclosures, and separate agreements.
General website forms are not intended for trade orders, policy changes, account transfers, or other time-sensitive transaction instructions. Contact the appropriate service provider through its authorized channels.
4. Financial Information and Examples
Financial outcomes involve uncertainty. Examples, estimates, projections, and hypothetical illustrations are not guarantees of future results. Past performance does not guarantee future results, and investment values may decline.
Tax rules, benefit programs, product features, and other information may change. The relevance of a strategy depends on individual circumstances. Any product-specific guarantees are subject to the issuing company’s terms, limitations, and ability to meet its obligations.
5. Availability of Services
Website content is not an offer to provide a product or service where doing so would be unlawful. Availability may depend on your location, applicable licensing requirements, eligibility, and the terms of the relevant provider.
6. Accuracy and Website Availability
Content may be updated, corrected, or removed. We do not warrant that every item is complete, current, or free of errors. Please contact us to confirm information that is important to your decision.
Website access may be interrupted by maintenance, technical issues, or circumstances outside our control.
7. Permitted Use
You may use the website for lawful informational purposes. You agree not to:
- Attempt unauthorized access to accounts, systems, or information.
- Introduce malicious code or interfere with website operation.
- Submit fraudulent, unlawful, abusive, or misleading content.
- Impersonate another person or misrepresent your affiliation.
- Use website content in a way that infringes another party’s rights.
8. Intellectual Property
Website text, branding, graphics, and other materials are owned by Everlasting Financial or their respective owners and may be protected by intellectual property laws. You may view and print reasonable portions for personal, noncommercial reference, while preserving ownership notices.
Other uses require permission from the applicable rights holder, unless permitted by law.
9. Third-Party Websites and Tools
External links, embedded maps, videos, event registration tools, and other third-party features are offered for convenience. We do not control their availability, content, security, or privacy practices. Their use may be subject to separate terms. A link does not necessarily constitute an endorsement.
10. Workshops and Events
Event dates, locations, seating availability, and registration requirements may change. Review the applicable registration page and any confirmation you receive for current details. Informational event content does not replace individualized advice.
11. Privacy
Please review our Privacy Policy for information about website-related data handling. Separate privacy notices may apply to financial or insurance services.
12. Website Disclaimers and Limitations
To the extent permitted by applicable law, this website is provided “as is” and “as available,” without warranties regarding its availability, accuracy, or suitability for a particular purpose.
To the extent permitted by applicable law, Everlasting Financial is not responsible for indirect or consequential losses resulting from use of, or inability to use, this public informational website. Nothing in these terms excludes liability that cannot lawfully be excluded, waives nonwaivable rights, or limits duties imposed by applicable financial-services laws.
These website terms do not replace or modify a signed client agreement, insurance contract, or other applicable service agreement.
13. Changes to These Terms
Revised terms will be posted on this page with an updated effective date. The “Current date” above updates automatically and does not mean these terms were revised on that date.
Contact Everlasting Financial
Milford, Pennsylvania
Phone: (862) 420-8703
Email: Ken570@ptd.net
