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The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Everlasting Financial, deems reliable but in no way does Everlasting Financial guarantee its accuracy or completeness. Everlasting Financial had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Everlasting Financial. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Everlasting Financial, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

 

Life Insurance in 2026: It’s More Than a Death Benefit

Life Insurance in 2026: It’s More Than a Death Benefit

When many people hear the words "life insurance," they immediately think about protecting loved ones after they're gone. While that remains one of its most important purposes, today's life insurance solutions can offer much more. In 2026, life insurance has evolved...

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How a Fixed Indexed Annuity Can Work for You in 2026

How a Fixed Indexed Annuity Can Work for You in 2026

As Americans continue preparing for retirement in an uncertain economic environment, many are looking for ways to protect their savings while still having the opportunity for growth. With inflation, market volatility, and changing interest rate expectations continuing...

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Why Financial Confidence Starts With a Plan, Not a Product

Why Financial Confidence Starts With a Plan, Not a Product

Retirement isn't built on luck—it’s built on preparation. While investment performance, insurance coverage, and market conditions all play important roles, one factor often has the greatest impact on long-term success: having a comprehensive financial plan. Whether...

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Weekly Market Commentary

Weekly Market Commentary

It was an extremely busy week on Wall Street, with investors having to assess increased geopolitical tensions in the Middle East alongside a deluge of corporate 2nd-quarter earnings results, several central bank monetary policy decisions, and a full economic...

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Weekly Market Commentary

Weekly Market Commentary

US equity indices declined for a second consecutive week despite a strong start to second-quarter earnings. With just over 25% of the S&P 500 reporting, top- and bottom-line growth rates have been better than anticipated. Results this week from Google, Intel, and...

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Weekly Market Commentary

Weekly Market Commentary

Markets took a step back last week despite a better-than-expected start to second-quarter earnings and benign inflation data.  Semiconductor names continued to come under pressure, especially the memory names, as the sector entered into bear territory, off 20% in just...

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US markets finished the week mixed in volatile trade.  The rotation from technology into other parts of the market reversed this week, as leadership from mega-cap tech names and semiconductors powered the market higher.  News that China would allow the purchase of...

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Weekly Market Commentary

Weekly Market Commentary

The holiday-shortened week saw the end to the best 2nd quarter in six years as the S&P 500 added over $8 trillion in market value.  The Semiconductor sector recorded its best quarter ever with a gain of 87.75% as AI demand for chips continued.  That said the...

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Weekly Market Commentary

Weekly Market Commentary

Markets finished the week mixed, with a noticeable rotation out of mega-cap technology issues to healthcare, real estate, and consumer staples.  Concerns about the return on investment from a massive capital-expenditure binge on artificial intelligence resurfaced. ...

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Weekly Market Commentary

Weekly Market Commentary

Happy Father’s Day to all the fathers out there.  The holiday-shortened week brought gains to US equities and saw the Japanese and South Korean markets forge new all-time highs.  The signing of a memorandum of understanding between the US and Iran extended the...

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Weekly Market Commentary

Weekly Market Commentary

It was a hectic week on Wall Street as investors contended with heightened tensions in the Middle East, awaited the largest IPO in history, and received elevated inflation readings.  The US and Iran appear to be very close to extending a fragile ceasefire, but as I...

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Weekly Market Commentary

Weekly Market Commentary

The S&P 500 was unable to make it a 10th straight week of gains as the market pulled back sharply late in the week amid a sense that the AI trade may have gone too far, too fast.  Technology issues were absolutely hammered on Thursday and Friday after...

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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Everlasting Financial) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Everlasting Financial.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

Creditor Protection for Your Retirement Accounts

By Ian Berger, JD IRA Analyst How well are your retirement plan account funds protected from creditors? The answer depends on which kind of creditors you are worried about. There are two types of creditors that might be coming after your retirement savings. The first...

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How Your Spouse Can Impact Your Traditional IRA Deduction

By Sarah Brenner, JD Director of Retirement Education If you have compensation (or “earned income”), you can always contribute to a traditional IRA, but your traditional IRA contribution may not always be deductible. (Roth IRA contributions are never deductible.) One...

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530A Trump Accounts: The Compounding Mathematical Facts

By Andy Ives, CFP®, AIF® IRA Analyst These days, anything with a hint of politics can be divisive. Trump accounts are no different. Public comments about this new savings vehicle are clearly rooted in the political divide that permeates our country. We are all sick up...

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Not Child’s Play: How the “Kiddie Tax” Works

By Ian Berger, JD IRA Analyst With contributions to Trump accounts having gone live on July 4, 2026, there has been lots of discussion recently about the “kiddie tax.” That’s because, once a child reaches January 1 of the year they turn age 18, they will be able to...

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What You Need to Know About the Still-Working Exception

By Sarah Brenner, JD Director of Retirement Education Tax rules require most retirement account owners who are subject to required minimum distributions (RMDs) to begin withdrawals at age 73. However, there is an exception to this rule for certain individuals who...

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QCD Code Y: Optional Again in 2026

By Andy Ives, CFP®, AIF® IRA Analyst During our recent Ed Slott and Company’s Instant IRA Success workshop in Brooklyn, NY, we were presenting information about qualified charitable distributions (QCDs) when an audible groan emanated from the crowd. Over the...

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Regular Review

Your life will change. And your plan must change with it. At our regular plan reviews we check for progress, realign to new information, and address any information that is out of date. Our support team is here for you to get you the answers you need when you need them. Regular plan reviews are just another part of doing it the right way.

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